Zip pay

Use Zip pay to easily split four payments over six-weeks, without paying any interest. After shopping online, select Zip pay at checkout where offered, or you can create an account on its website or mobile app and get an instant approval decision.

How does Zip pay work?

Zip pay allows you to finance your online order in three steps:

Choose the Zip pay option when you check out with one of its partner retailers or shop at any online store that accepts Visa using the Zip pay mobile app.
Link an existing debit or credit card to your Zip pay account.
Zip pay will automatically split your payments into four equal chunks and deduct them from your selected card on schedule.
Zip pay uses advanced algorithms to provide you with an approval decision within just a few minutes. You just have to enter a few pieces of information and let Zip pay take care of the rest.

If approved, you’ll pay only the first 25% of your purchase amount. The other 75% will be divided equally and paid over the next six weeks.